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In 2013, the Competition Bureau unsuccessfully challenged the No Surcharge Rule for price maintenance within the meaning of the Competition Act. These rules included a prohibition to impose a surcharge on purchases made using any credit card (the No Surcharge Rule). In order to accept payments by certain major credit cards, businesses or merchants must agree to the network’s respective rules, as part of their agreement with their Acquirers. The Merchant Discount Fee is generally a percentage of the price paid by the consumer for a merchant’s good or service. The Merchant Discount Fee is determined by Acquirers based on their business models and is charged to merchants for accepting credit cards. The Merchant Discount Fee is a fee the merchant pays to the business, which processes the payment (the Acquirers). SurchargesĮvery time a business or merchant accepts payment from a consumer by credit card, that business must pay a fee (the Merchant Discount Fee). 6, 2022, these credit card network rules permit merchants to surcharge in Canada. 6, 2022, businesses were prohibited from surcharging when accepting payments by commonly used credit cards due to standard terms and conditions imposed by those credit card networks.Īs part of their settlement in the Class Actions leading credit card networks agreed to amend their “No Surcharge Rule”, permitting merchants to surcharge. This is considered a deceptive marketing practice and is prohibited under the civil and criminal provisions of the Competition Act. Drip pricing means offering a product or service at an unattainable price because consumers must also pay additional charges or fees to buy the product or service. 2 It should be noted that merchants should consider recent changes to the Competition Act with respect to drip pricing when deciding whether to impose a surcharge. The courts have concluded that this obligation makes it illegal to apply a surcharge.Īside from Québec, no other province or territory in Canada has laws that prohibit surcharging. Québec’s Consumer Protection Act requires disclosing all-inclusive prices except in limited cases, such as sales taxes ( see Section 224 c.). Previous surcharge rulesĪ surcharge is a fee that a merchant or business may add to a transaction where a customer chooses to pay by credit or debit card. 1 One of the outcomes to the Class Actions is that the leading credit card networks whose rules prohibited surcharging to allow Canadian businesses and merchants to apply a surcharge to those credit cardholders from Oct. Between 20, five class actions involving merchant fees were launched in Alberta, British Columbia, Ontario, Québec and Saskatchewan (collectively, the Class Actions). “Even though ‘fleas and ticks suck’ was not our funniest, it was my first, accurate and original so I am fond of it. He does still have a fondness for the sign that kicked the whole venture off. Compassionate, affordable full-service care for pets. “Our current one is a Game Of Thrones one which says “A Lannister always spays his pets”. “We had one sign that read ‘Free exams for Penguins’ and a lady made a penguin costume for her dog and brought it in, we gave her a discount for effort.” Find VCA Canada Harvest Hills Animal Hospital in Calgary, with phone, website, address, opening hours and contact info. Lately one of the team’s veterinary technicians, Kayla, has taken over the reins. Reser admits he and the team have found it difficult to come up with rib-tickling signs all the time, so have turned to the internet for inspiration on occasion. “I realised that that meant she took the time to read it and remember it, so even though she was offended I figured that meant that people were paying attention and would be more likely to read if it was funny.” Featured Services Dentistry Diagnostics Nutrition Pharmacy Primary Care Radiology Surgery Virtual Care Wellness. We would be honored to be a partner in your pet's healthcare team. We had a few people comment on it, and actually one complaint, which oddly made me decide to continue.” (405) 721-7090 Book Appointment Order Food & Meds Location & Contact Harvest Hills Veterinary Hospital provides comprehensive veterinary care, urgent pet care, boarding, & grooming to pets in the Oklahoma City community and beyond. “About five to six years ago I came up with a sign that read ‘Fleas and Ticks Suck, ask us about prevention’,” owner of the hospital and veterinarian Dr Mark Reser told the Press Association. Realtime driving directions to VCA Canada Harvest Hills Animal Hospital, 500 Country Hills Blvd NE, Calgary, based on live traffic updates and road. Call Us: Give us a call at the number below to book an. ANIMAL WORLD PET & SUPPLIES ARVADA EAST CONOCO COLORADO SILKSCREENING CO INC. VCA Canada District Animal Hospital 82 11154 11th Street NE Calgary, AB T3K 2R5. HILLS WOODVILLE YORBA LINDA YUBA CITY YUCAIPA YUCCA VALLEY COLORADO AKRON. VCA Canada District Animal Hospital 82 11154 11th Street NE. A post shared by Matt Mahler on at 4:29pm PDT cares for pets in Calgary at Harvest Hills Animal Hospital. Visit Harvest Hills Animal Hospital today. The number doesn’t have to be an exact length – as long as it makes sense to the company or individual issuing the invoice. Each invoice number needs to be unique in order to efficiently organize each payment. It is used to track and identify each payment, service, or product sold. Payments Accepted, Corrections, and Other DetailsĪ comment box allows the issuer to list pertinent details regarding the invoice, such as the types of payment accepted, corrections to listed expenses, or thank-yous to the client.Īn Invoice Number is a string of characters systematically assigned to an invoice. Having a concrete date that the invoice is due ensures both parties are clear on the terms of payment and lets the client breathe easy if they do not have the immediate funds to cover the invoice amount. The number of days until payment is due is a must for every invoice. Although some invoices only have lists for products and vice versa, all invoices have a section to list out the details of the expenses. They allow for detailed descriptions of what was purchased, how many, the cost of each, and the total amounts altogether. Lists of both the products and/or services purchased are the basis for the invoice. Additionally, most have an invoice number to track past and current clients more efficiently. Their name, address, phone number, and the date of the transaction are almost always included. Having an address displayed clearly on the invoice allows sold products to have a return address and gives customers a means to pay invoices by check through the mail.Ī ‘Bill To’ section lists all of the significant details of the client purchasing the products or services. The company name can be replaced by an individual’s name if doing freelance work. The company name and address are staples of an invoice. Payments Accepted, Corrections, and Other Details.Is professional and courteous, leaving the customer with a more positive impression of the company.Can be used as a quote – giving the buyer an outline of what would be charged if they were to approve of the job. Allows payment to be delayed, giving the client enough time to inspect the product or service and pay for the invoice incrementally.Eases buyer-seller relations by providing clarity on exactly both what was charged, and why.It is highly recommended companies, freelancers, and contractors send an invoice following their work. More simply, an invoice can be viewed as a more formal bill. An invoice is a form used by the seller of a product or service for giving the customer a summary of what was ordered, a breakdown of the costs, a means of contacting the seller, and instructions for paying for what was received. We leave you now to the long announcement trailer and a first set of images of the game. Players will be able to switch between different mercenaries even in the heart of a battle, making each game a unique and extremely tactical experience. Reconnaissance Class: Can easily make an inspection of the area for the team, discovering and attacking enemies from a distance, without fear of retaliation.Support Class: Offers great protection with fortification skills.Assault Class: Great support in close combat and during exploration maneuvers.Ghost Recon Frontline will offer us a system of classes that allows us to update and customize each mercenary to adapt to different strategies. Ghost Recon Frontline will be available on Xbox Series XS, Xbox One, PlayStation ® 5, PlayStation ® 4, Stadia, Luna and Windows PC via Ubisoft Connect, with full cross-play available at launch. Announced today at the Ghost Recon 20th Anniversary showcase, the game will be available on Xbox consoles, PlayStation consoles, Stadia, Luna, and Windows PC. However, the game will also offer other modes that will be revealed in the future. Ubisoft Announce Ghost Recon Frontline & Beta Dates. You can watch the two reveal trailers using the players below Ghost Recon Frontline will be available on Xbox Series XS, Xbox One, PlayStation 5, PlayStation. As soon as it is done, all the teams will know the location of the draw and will try to intervene, so we will have to plan a tactic to be able to escape and win the match. Here more than 100 players in teams of three will compete by completing the objectives but without the typical circle that narrows: once the necessary information is collected, players will have to reach the drop zone and ask for a draw. We will have at our disposal a wide range of tactical support equipment that will offer us total freedom in strategic planning through different modes.Įxpedition,the main mode of the game, will offer a new approach to the battle royalegenre. The game will immerse us in the new island of Drakemoor, an open world full of landmarks and biomes. ĭeveloped by Ubisoft Bucharest for old and new generation consoles, Ghost Recon Frontline will offer us a new point of view on the Ghost Recon universe, with a PvP experience for more than 100 players. It seems that Ubisoft is developing a real passion for free-too-play and the game as a servicemodel: it's only been three months since Tom Clancy's XDefiant announced that publisher French announces another F2P FPS: Ghost Recon Frontline.Īs the title suggests, the new shooter is set in the world of Ghost Recon, but unlike the other titles in the series, here we have an exclusively PvPfocus. But improper filter use can lead to problems elsewhere. Most standard filters are good for one year or 12,000-15,000 miles, but if you drive on a lot of dirt or gravel roads or live near a beach with a lot of sand in the air, then a quality performance filter with a lower micron rating and higher filtration efficiency might be the best engine air filter for your needs. Aside from age and wear, an air filter wont have big issues of its own. JMII said: Should be able to monitor that easy enough and adjust speed accordingly, but since were discussing 2.5 vs 2.5T and their respective transmissions, I dont think theres any evidence that the wet DCT has more cooling capacity than the traditional automatic the 2.5 has. Whether you install a single-use or performance filter depends on your driving habits and even the geography where you live. Service Breaks- In an isolated case, a faulty ABS module has been said to have brought up multiple warning lights on the dashboard of the 2022 Hyundai Santa Cruz. And now starting to wonder if Hyundai might permanently do away with the dual-clutch transmission-equipped models and just go with 2.5L direct-injected in-line four-cylinder engine. The Sterling McCall Hyundai service center offers vehicle maintenance. When it comes to choosing the air filter you need, check your vehicle owner’s manual for information on the exact type of air filter your engine requires, or you can use a parts search on the filter manufacturer’s website. Getdabugsout said: Seems to be a repeat of 2022. 2022 ACCENT 2022 PALISADE 2022 Santa Cruz In Houston TX 2022 SANTA FE. It’s designed this way because the air filter has the critical task of stopping dirt, dust and harmful particles from entering your engine and threatening to cause severe damage.Ĭhoosing the right filter is crucial to getting the most protection and performance for your engine – it doesn’t matter if you’re just running errands in your old Honda Civic or packing up your Tundra for a long camping trip. Your engine air filter is specific to your engine size. Transmission Problems 2022 Hyundai Santa Cruz Transmission Problems Find something helpful Spread the word. Air Brake Compressor Air Strainer Filter The 2023 Hyundai Santa Cruz comes with a five-year/60,000-mile limited warranty and a 10-year/100,000-mile powertrain warranty.Automatic Transmission Vacuum Modulator. This gives real "candy apple red" paint more "life" than more conventional solid red or metallic red paints used on cars, trucks and other vehicles. Because light reflects in different directions from objects like cars, as you move around the vehicle and see direct and reflected light from different angles, the appearance of the candy apple red paint changes as the light getting to the car and reflecting off of the car changes. A more neutral/pure red is the result when silver reflective undercoat is used. The gold gives the color a warmer look while the silver undercoat gives an intensely red appearance to the paint without the extra warmth of the gold. Candy apple red paint with silver metallic reflective undercoat looks quite different from candy apple red with gold metallic reflective undercoat. But because of the complexity and time (and cost) required to apply real candy apple red paint to a car, no production cars have been factory-painted with true candy apple red paint unless the car (or truck) came from a smaller specialty manufacturer willing to customize paint to customer's request/sample. An early use of candy apple red by an automobile manufacturer was Ford's 1963 Thunderbird Italien concept car that appeared in North American auto shows (including Autorama shows) in 1963 and in the New York Worlds Fair in 1964 in Ford's pavilion. Electric guitars, home decor items, loudspeakers, and a variety of other items have been available (or their owner's had custom paint applied) with candy apple red finish. Candy apple red" paint has been used on many objects other than cars or trucks. This causes real candy apple red paint to look far more intense and attractive than conventional paints that happen to use the name "candy apple red" without actually being real candy apple red paint. Candy Apple Red appears so intense, because light passes through the paint, reflects off of the metallic base color, and passes through the paint a second time before we see the color. Once the candy apple red color reaches the proper appearance of depth and color intensity, multiple coats of clear paint are applied to protect the paint job and add to the feeling of depth of the paint. Many coats are required to achieve the proper appearance-of-depth and richness-of-color. This candy apple red paint is transparent. The candy apple red paint is applied on top of the reflective metallic paint. The key with this first metallic color layer is to reflect as much light as possible. This is usually highly reflective silver paint, but the color effect can be modified by using metallic gold or other tinted metallic paint. Then a highly reflective metallic paint is applied first. After the body is properly prepared, primer is applied as usual. The "candy apple red" is not just the name of a color, it is also implies a specific paint process for cars and other objects: The phrase candy apple red, describes a very specific paint process first used on custom cars and hot rods sometime in the early 1950s (date not specified, per audio interview with Joe Bailon, candy apple red, inventor, In the candy apple red paint process, the body of the car or other object to be pained must be finished as perfectly as possible to avoid easily visible problems in the finished paint. Candy apple red is a popular color for car companies to manufacture automobiles in because "candy apple red" colored automobiles sell quickly. Use cloning and mirror imaging to make a duplicate of your system, capturing all of your data for disk migration or system recovery.īack up to a local drive and to the cloud for the Dual Protection of always having on-site and off-site copies available. Never Lose Another File! The #1 Personal Backup Software! Create a reliable backup: Make sure you always have dependable copies of your data so you can restore your entire system or individual files. It may seem obvious, but too much light exposure (indoor and out) at night can cause sleep issues. Whether it’s reading a book, meditating or finding another slow-paced activity you enjoy, a calming, screenless way to slow your mind may help you fall asleep quicker. Try starting your bedtime ritual 5 minutes earlier each night to work toward your goal.ĭespite the hectic nature of fall schedules, it’s important to prioritize time to unwind before bed. Rather than trying to make up that extra 30 minutes immediately, it’s often helpful to slowly adjust routines. For many people, the solution is as simple as going to bed earlier. Remember, changes don’t happen overnight. Track the sleep you’re getting now and pay attention to factors that may hinder your current sleep cycle, from struggling to fall asleep to tossing and turning during the night, then think about the ways you might be able to improve those hindrances. Harris recommends these easy tips to improve your sleep routine.īefore trying to reset routines, consider the changes you’re hoping to make. I always say, ‘If you are taking a sleep aid that makes you sleepy throughout the day, what is the point of taking it?’” “There are smart behavioral shifts you can make to maximize your sleep routine this fall, and sometimes that can include melatonin supplements. “Sleep is supposed to help you live your day to the fullest,” Harris said. With fall activities in full swing, families should be intentional about their sleep routines to avoid missing the magical moments ahead.Īccording to SleepScore, people lose an average of 15 1/2 hours of sleep (about 10 minutes each night) during summer months due to the “summer sleep slump.” Addressing this challenge, Natrol, a leading sleep, mood and stress supplement brand, along with behavioral sleep specialist Shelby Harris, intend to help people gain control over their sleep and mood to be more present each day. (Family Features) For many people, changing seasons are about resetting routines and adjusting to a different pace of life. Composer Stephen Sondheim, a lover of puzzles, is credited with introducing cryptic crosswords to American audiences, through a series of puzzles he created for New York magazine in 19. Puzzles appeared in The Listener from 1930, but this was a weekly magazine rather than a newspaper, and the puzzles were much harder than the newspaper ones, though again they took a while to become entirely cryptic. In some papers this took until about 1960. These newspaper puzzles were almost entirely non-cryptic at first and gradually used more cryptic clues, until the fully cryptic puzzle as known today became widespread. Crosswords were gradually taken up by other newspapers, appearing in the Daily Telegraph from 1925, The Manchester Guardian from 1929 and The Times from 1930. The first newspaper crosswords appeared in the Sunday and Daily Express from about 1924. Torquemada (Edward Powys Mathers), who set for The Saturday Westminster from 1925 and for The Observer from 1926 until his death in 1939, was the first setter to use cryptic clues exclusively and is often credited as the inventor of the cryptic crossword. The first British crossword puzzles appeared around 1923 and were purely definitional, but from the mid-1920s they began to include cryptic material: not cryptic clues in the modern sense, but anagrams, classical allusions, incomplete quotations, and other references and wordplay. standard) crosswords, and sometimes two sets of clues are given for a single puzzle grid.Ĭryptic crossword puzzles come in two main types: the basic cryptic in which each clue answer is entered into the diagram normally, and "themed" or "variety" cryptics, in which some or all of the answers must be altered before entering, usually in accordance with a hidden pattern or rule which must be discovered by the solver.Ĭryptic crosswords originated in the UK. Particularly in the UK, a distinction may be made between cryptics and "quick" (i.e. Compilers of cryptic crosswords are commonly called "setters" in the UK and "constructors" in the US. Cryptic crosswords are particularly popular in the United Kingdom, where they originated, Ireland, Israel, the Netherlands, and in several Commonwealth nations, including Australia, Canada, India, Kenya, Malta, New Zealand, and South Africa. A 15x15 lattice-style grid is common for cryptic crosswordsĪ cryptic crossword is a crossword puzzle in which each clue is a word puzzle. |
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